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Channel: Comments on: The Credit CARD Act
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By: Caring Banker

First of all, the simplest answer is to keep sufficient funds in your account.  To ensure you are doing this, keep track of purchases in your register – immediately – whether using a card or check....

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By: MarkK

This is a perfect example of a potential “nanny state” takeover of financial services. Abuses should be tracked and prosecuted, but many regulations already exist to protect consumers. More...

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By: Gwjk63

Of all the fees that banks and credit unions charge, the overdraft or insufficient funds fee is the one that customers control.  I don’t think it is alright for a bank to manipulate processes to create...

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By: Common

Why are you asking us?  Ask them.

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By: Jmathews

Then, bank somewhere else if you don’t like their service.

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By: CFPB Web Team

We’re using a commenting system that automatically screens for commercial promotions, posts laced with profanity, etc. Sometimes it catches things that do not violate our blog comment policy, and we...

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By: Wall ties

great article, i hate paying overdraft fees. i like to keep most of my balance into  investements so when i miscalculate and have to pay a fee i get quite annoyed

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By: Common

Actually, it is not there instrument.  It is the “bearer”‘s instrument which is you and you were not a customer of Bank of America and they had to pay a teller to stand there and provide you with a...

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By: Common

Saying that you have “investments” indicates that you are solvent.  If you are solvent then you only need to set up an overdraft account or line of credit to insure that you do not incur fees when you...

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By: Maryjr

When will I be able to view this video?

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